Profitability Not Required: How Your Business Can Still Qualify for Funding
Running a business isn’t easy. Between managing cash flow, payroll, and unexpected expenses, many business owners find themselves in need of funding — even if their financials aren’t picture-perfect.
But here’s the truth: you don’t need to show profitability to get funded.
At Diverse Merchant Solutions (DMS), we specialize in helping businesses like yours get access to the capital they need, when they need it — without jumping through outdated financial hoops.
Why Banks Say “No” (And Why That Doesn’t Matter Here)
Traditional banks love to ask for:
– 2+ years of profitable tax returns
– High personal credit scores
– Long wait times and endless paperwork
If your business isn’t profitable yet or is just hitting its stride, those requirements can stop you cold. But that’s exactly why DMS exists — to provide smarter alternatives.
What DMS Looks For Instead
We look at the real-world potential of your business, not just your net income column. Our process considers:
– Revenue trends (not just bottom-line profit)
– Customer growth or contracts
– Business bank activity
– Your industry’s unique operating model
Because let’s face it — in 2025, cash flow matters more than some accountant’s definition of “profit.”
Why This Is a Game-Changer
Here’s what makes DMS different:
– Profitability not required
– Up to $300K available in 2–3 weeks
– Monthly payments over 10 years
– No prepayment penalties
– Same-day application & approval
– No hard credit pull
Whether you’re expanding, managing a rough patch, or jumping on an opportunity — we’ve got funding options that meet you where you are.
Ready to Take the Next Step?
If you’ve been turned down by banks or felt boxed in by outdated criteria, let’s talk.
Diverse Merchant Solutions is built for business owners who are ready to grow — with or without a profit margin.
[Apply today] — it takes just minutes, and you’ll know where you stand within hours.
Request a Free Consultation
Contact us and one of our experienced professionals will work with you to determine the right service(s) for your business needs. Just click the "GET STARTED” tab and a representative will contact you, or simply call us at 800-343-5122 between the hours of 8:00 AM and 6:00 PM MST Monday-Friday. Saturdays by appointment only