When cash flow slows down or growth opportunities come knocking, having the right funding partner can be the key to staying ahead. At Diverse Merchant Solutions, we’ve built a reputation for helping small business owners secure capital quickly — without the red tape of traditional banks.
Funding That Works for You
We understand that every business has different needs. That’s why we partner with more than 250 lenders nationwide to deliver tailored funding solutions that fit your exact goals. Whether you need $50,000 for working capital or $5 million for an expansion, we have you covered.
SBA Loans: The Gold Standard of Business Financing
Our SBA programs combine government-backed security with flexible terms that work for you:
- Up to $5 million in funding
- Terms up to 25 years
- Low interest rates and minimal collateral requirements
Options like our Rapid SBA Loan and Turbo SBA Loan provide funding in as little as 10 business days — helping business owners move fast on opportunities instead of waiting months for approval.
Lines of Credit: The Everyday Tool for Business Agility
A revolving line of credit gives you immediate access to funds without taking on long-term debt. It’s ideal for covering short-term expenses like:
- Inventory purchases
- Equipment repairs
- Payroll
- Seasonal dips
You borrow only what you need — and only pay for what you use.
Equipment & Asset Financing
From construction to medical practices, our equipment loans allow you to grow without draining cash reserves.
- Up to $5 million in funding
- Terms up to 7 years
- Quick approvals — sometimes same-day
Accounts Receivable Factoring: Turning Invoices into Cash
If you’re waiting weeks or months for clients to pay, factoring offers instant relief. Get an advance on your unpaid invoices and reinvest that cash into operations today.