When it comes to growing your business, choosing the right type of funding can make all the difference. Diverse Merchant Solutions offers a full suite of loan and financing options designed to match your company’s size, stage, and industry; from fast working capital to long-term SBA loans.
1. SBA Loans – Built for Growth
Our SBA programs are ideal for established businesses ready to scale.
Options include:
- Up to $500,000, funded in as little as 10 business days.
- Streamlined approvals for strong-revenue businesses.
- $500K–$5M, terms up to 25 years for larger expansions.
- Launch or acquire a business with $100K+ in financing.
- Up to 100% LTV for owner-occupied properties.
Typical qualifications include 2+ years in business, $200K+ annual revenue, and 640–680+ FICO. Don’t meet every box? We still have flexible programs that may fit.
2. Business Lines of Credit – Capital When You Need It
A line of credit gives your business the flexibility to draw funds whenever you need them.
- Up to $250,000 in revolving credit
- Only pay interest on what you use
- No collateral required (in most cases)
- Funding in as little as 24 hours
It’s the perfect solution for managing cash flow, covering payroll, purchasing inventory, or bridging seasonal gaps.
3. Equipment Financing – Powering Your Business Operations
Need new trucks, machinery, or medical equipment? We can finance up to $5 million with flexible terms up to 84 months.
- Fast approvals (often within 24 hours)
- Options for new or used equipment
- Ideal for construction, transportation, and manufacturing sectors
4. Accounts Receivable Factoring – Unlocking Your Cash Flow
Stop waiting 30–90 days to get paid. Factoring allows you to advance up to 90% of your invoice value immediately.
- Transparent pricing and no hidden fees
- Ideal for businesses with strong receivables but delayed payments
The Bottom Line
At Diverse Merchant Solutions, we believe every business deserves access to smart, flexible capital. With over 250+ lending partners nationwide, we’ll match you with the program that best fits your business goals fast and straightforward.